Are you getting ready to purchase your first home? 

Buying your first home or investment property is an exciting time that you should be able to enjoy without having to worry about over paying for your home in interest rates or mortgage terms that aren't best suited to your long range investment or  financial goals.

Dealing with the bank in a traditional way by going in and speaking with their mortgage advisors and assuming they are going to give you the best interest rates or terms can in many cases cost 10's of thousands of dollars  on your mortgage.

Using our mortgage calculator you can see how quickly the savings add up when you get a preferred interest rate or better terms.

We work with you personally throughout the mortgage application process to make sure you get the right home financing options that meet your needs and give you a number of home financing options to choose from.

Let us do the work for you so you can enjoy the process of buying your first home!

Is your mortgage coming up for renewal? 

Do you need to pull equity out of your home for a remodel, large purchase, vacation, or to condolidate debt?

Are you shopping around for the best mortgage terms on your own?

If you're not happy with the current terms of your mortgage and you're in the market to refinance, you could be saving tens and in some cases hundreds of thousands of dollars in payments by having our team assess your current mortgage terms and present you with lenders that will offer a customized mortgage to suit your needs.

We make sure to match you with lenders that have the loan products you need and can get you the best mortgage rates and terms available for your situation.

Are you thinking of investing in real estate?

Are you already a real estate investor and not sure if you're getting the best mortgage rates and terms?

Investment Mortgages can be tricky as there is more checks and balances to walk through and paperwork to navigate.

If you're already investing in real estate or have been mortgage rate shopping for awhile you know how this process can go and that you need the right mortgage brokers with the experience and connections to make the financing portion of your investment goals go smoothly.

Many of our clients are real estate investors and multiple home owners. After consultation and evaluation of your current real estate portfolio we  guide you to the right lenders and walk you through the pitfalls of qualifying for another investment property.

We're here to see you get approved for your financing and succeed in your investment goals. 

We didn't get to the top 2% of mortgage brokers across Canada without a large majority of our clients having a healthy real estate investment portfolio. 

Take advantage of our combined 25 years experience negotiating financing for real estate investors, call us today!

Often times residential financing can only take you so far, the next step in developing a real estate portfolio is working with a commercial lender. 

Whether a residential or commercial mortgage when you're negotiating with the traditional charter banks on your own you're left limited to the lending products of that particular banking institution. 

Unlike your banks mortgage advisor we have the flexibility, relationships and experience to bring you a wide variety of lending options properly suited to your situation. We are not bound by the confines of pre-defined mortgage terms and rates.

If you're not familiar with how commercial mortgages are structured and the many advantages and benefits they can bring give us a call, we can answer any questions you may have and walk you through the mortgage application process. 

We are the mortgage financing partners you need to get to the the next level in building your real estate portfolio and saving money while you do it.

As mortgage experts who specialize in working with investor clients, we have been able to develop relationships with lenders who understand the dynamics of mortgages for investment purposes as well as your typical residential mortgage financing. 

Do you have a lot of equity built up in your property or portfolio but have an uneasy feeling about getting your next mortgage from a bank? 

You should. In most cases the bank has one thing they are beholden to and that is maximize profits at any cost including the cost to you in the long run by not getting the best mortgage rates and terms available given you situation.

We have a high performing and solid client portfolio of High Equity Investors who need specialized finanical advice and mortgage options.

We specialize in offering boutique mortgage and lending products for high net worth individuals. 

Even if you've already been to the bank or another lender it doesn't mean you can't continue to shop around, or better yet call us and have us do the shopping for you and customize a plan that works for your financial benefit not the banks.

Let’s be honest, most bankers working for your typical bank have no idea what a debt coverage ratio is, let alone how to use it towards qualifying for a mortgage. If you are thinking about buying your first or hundredth property, we can help you with the next step.

Qualifying for a mortgage has become more complicated as the years have gone by.

Having proper and organized documentation that the lenders we match you with will require is key to getting not only approved for your financing but also for getting the best mortgage rates and terms available.

As part of working with our team we walk you through the mortgage doumentation process, make sure you understand everything required of you and submit this to the lenders on your behalf.

We make sure that the t's are crossed and the i's are dotted on your paperwork and that you have everything you need to get the best home financing options available to you.

When you work with us for your mortgage financing you don't have to worry about missing a last minute form, forgetting to submit documents before closing or getting caught up in unforseen red tape.

We have over 25 years combined experience in guiding our clients through the mortgage application process and heading off any potential pitfalls and road blocks to you securing your home financing before they come up.

If you're unsure what type of documentation you may need or how the application process works give us call and we can answer any questions you may have, or check out our mortgage resources section where you will find topics related to mortgage documents and general terms you will hear throughout the mortgage application process.